More about College Student Credit Cards

The popularity of student credit cards has never been higher than in this, the age of the plastic generation. For students, whether new users or old pros, a credit card can be a blessing or a curse. However, good credit sense and a little knowledge on how to find the best card for you go a long way in ensuring that students do not get cards that are too expensive for their purposes.

Student credit cards generally tend to attract a higher rate of interest, APR (Annual Percentage Rate), because students do not have credit ratings and the banks need to cover themselves against losses. As such, this is the main feature to use when comparing student’s credit cards. Therefore, which card has the best APR rates is oftentimes going to be the determining factor. Look for cards with 0 APR introductory APR for starters.